Introducing the Citi® Professional(SM) Cash Card

April 14th, 2007

Citi recently introduced the new Citi® Professional(SM) Cash Card, a fantastic tool for managing your business expenses.  Here are a few great reasons to apply for this card:

  • Fits your professional lifestyle. Designed to make organizing expenses and getting reimbursed easier than ever.
  • Earn 3% cash back on purchases at restaurants, gas stations, on auto rentals & at certain office supply merchants. Earn 1% cash back on other purchases.
  • 24/7 Personal Business Assistant helps with travel, marketing, discounts & more.
  • Online Expense Organizer helps track, categorize and report expenses for billing, reimbursement and taxes.
  • Immediate one touch access to a live customer service representative.

Click here to learn more and to apply!

Citi® Dividend Platinum Select® Visa Card for College Students

December 12th, 2006

Citi has re-introduced the Citi Dividend Platinum Select Visa Card for College Students.  Cardholders can simultaneously earn rewards and establish their credit history.  Features of the card include:

  • 0% APR* for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement*
  • Earn 2% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable.
  • Earn 1% cash back on all other purchases
  • No minimum income or cosigner required
  • Build your credit history

APR info:

  • Purchase APR after introductory period of 6 months is Prime + 9.99%
  • Balance Transfer APR after introductory period of 6 monts is Prime + 9.99%
  • Cash advance APR after introductory period of 6 months is Prime + 14.99%

The Perfect Cards for the Holidays

November 10th, 2006

With all the shopping you will do this holiday season, why not shop with a card that pays you back with cash rewards, or gift certificates, or travel rewards? Here are two cards from Chase that will make the season even more jolly:

THE CHASE FREE CASH REWARDS(SM) VISA® CARD
The Chase Free Cash Rewards(SM) Visa® Card gives you the extraordinary benefit of earning points for every purchase and the power to choose your rewards. Redeem your points for great rewards including cash and gift certificates. The only hard decision will be how to spend your rewards!
Card Benefits:

  • Earn 1 point for every dollar in purchases - Choose from a variety of great brand name products.
  • 1,000 Bonus Points with your first purchase
  • Intro 0% Fixed APR for up to 12 months* on all purchases and balance transfers The time period for the introductory APR and the balance transfers to which it will apply will be based on our review of your application and credit history
  • No Annual Fee
  • Get your rewards with as few as 2,500 points
  • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned

THE CHASE FLEXIBLE REWARDS PLATINUM VISA® CARD
The Fast Track to Rewarding Vacations!

Earn points faster with the Chase Flexible Rewards Platinum Visa®. Earn travel with as little as 25,000 points. There’s no quicker way to earn your next vacation.

  • 0% Introductory APR* for up to 12 months on all purchases and balance transfers.
  • No Annual Fee
  • Earn 1 point for every dollar spent
  • Redeem for airline tickets, hotel stays, or car rental
  • Apply Now and Start Earning Points!

Elvis® Lives!

October 4th, 2006

Monterey County Bank recently introduced the new Elvis Presley™ Prepaid MasterCard®, a card for people with bad or no credit.  No one is turned down (contingent upon identification confirmation; see site for details), and no credit checks are required.  There is no annual fee, but you should be aware that there are fees associated with the card, including a monthly maintenance fee of $6.95.  See the Terms and Conditions for a full fee schedule.  You can load as much as $2500.00 on this card.  Click here for more details.

Business Rewards from Chase

October 3rd, 2006

In July, Chase announced their new GM Business and Continental Airlines Business cards.  These two rewards cards are great tools for any business—they make your business expenses really count! 

The GM Business Card from Chase not only gives you an introductory 0% APR for up to 12 months, but it also helps you to purchase your next GM vehicle.  You will earn 3% on business expenses such as fuel purchases, restaurants, office supply stores, and you will earn 1% on all other purchases.  Plus, you can get free cards for your employees, which could increase your earnings significantly.  Click here for further details.

The Continental Airlines Business MasterCard® from Chase, as the name suggests, helps you earn travel rewards from Continental Airlines.  You will earn 15,000 Bonus Miles after your first purchase, double miles at participating restaurants, and one mile per dollar on other purchases.  The introductory APR is a fixed 7.99% for 6 months on both purchases and balance transfers.  Click here for more information.

If You Love Cash… You’ll Love This Card!

October 2nd, 2006

Monterey County Bank is now offering a special edition card that honors the legend of Johnny Cash™.  The Johnny Cash™ Prepaid MasterCard®, intended for those with poor or no credit, requires neither credit checks, nor a security deposit, and no one is turned down (contingent upon identification confirmation; see site for details).  Cardholders can load as much as $2500.00 on the card.  While there is no annual fee, there are miscellaneous fees associated with this card (as with other prepaid cards), and we recommend that applicants become familiar with the Terms and Conditions.  Click here for further information.

Disney Rewards® Visa® Card from Chase

September 25th, 2006

Chase recently announced changes to the Disney Rewards Visa® Card. Now you can enjoy the 0% Intro APR for up to 12 months, as well as 0% financing on Disney vacation packages for 6 months.

The Disney Rewards card allows you to earn Disney Dream Reward Dollars (SM) with everyday purchases like groceries and gasoline. You will also receive a $15 gift card upon approval, and you can redeem your rewards at Disney hotels, restaurants and theme parks (no block-out dates)-and to buy Disney DVDs, toys and more!

And if all the above isn’t enough, you will enjoy all the Chase Visa Platinum benefits, and no annual fee. Click here for more details.

Bank of America Visa® Platinum

September 20th, 2006

Bank of America has re-launched one of their most popular cards–the Bank of America Visa® Platinum.  Cardholders enjoy an introductory APR of 0% for the first 6 billing periods on both purchases and balance transfers, and after the introductory period, the APR could be as low as Prime + 3.99%. Cardholders also benefit from Total Security Protection, travel and emergency assistance, automatic auto rental insurance, Purchase Replacement, and more.  All in all, a pretty sweet deal!  Click here for more details.

Advanta Platinum BusinessCard with Rewards

August 23rd, 2006

There have been some changes that have taken effect for the Advanta Platinum BusinessCard with Rewards offer.

New Card Offers From Bank of America

August 14th, 2006

Have you heard about the great new credit card offers from Bank of America? They recently announced the offer of their Student Visa® Platinum, Rewards American Express® Card, and Visa Signature® with WorldPointsTM. Below are brief descriptions of each.

The Bank of America Student Visa® Platinum card is intended for college students who want to establish a good credit history. No co-signer is required, but students who apply need to have income of at least $200 after all living expenses are paid.

Bank of America Rewards American Express® Card—the rewards are great. Here are a few examples of the rewards you can earn: $25 cash (5,000 points), $100 Pottery Barn Gift Card (13,000 points), free airfare on major U.S. airlines anywhere in the continental U.S. ($25,000 points). Applicants must have very good credit.

Bank of America Visa Signature® with WorldPointsTM—the introductory interest rate is 0% for the first twelve billing cycles, and there is no annual fee. Some of the rewards include preferred seating at sports events and other venues, last-minute reservations and preferred seating at popular restaurants, and discounts at select merchants.